Loan Application Checklist

All Applicants

  1. Copy of current form SSA-1099 for receipt of Social Security
  2. Current bank statements, dated within 30 days of application. (All pages for each account: savings, checking, etc.)
  3. Current monthly statement for mutual funds, retirement accounts, IRA’s, stocks, etc. dated within 30 days of application. (All pages)
  4. Completed and signed Uniform Residential Loan Application
  5. Addendum to Uniform Residential Loan Application
  6. Completed and signed Insurance Coverage
  7. Signed Authorization to Release
  8. Signed Notice Regarding Your Application
  9. Request for Transcript of Tax Return (form 4506-T)
  10. Social Security Authorization
  11. Mortgage Loan E-Sign Disclosure

If self-employed, please include the following:

  1. 2014 Personal Federal Tax Returns (Including W2’s) (Full Tax Returns)
  2. 2013 Personal Federal Tax Returns (Including W2’s) (Full Tax Returns)
  3. 2014 Corporate Federal Tax Returns (including all schedules) (Full Tax Returns)
  4. 2013 Corporate Federal Tax Returns (including all schedules) (Full Tax Returns)
  5. Year-to-Date Profit and Loss Statement and Balance Sheet

If first time home buyer, please include the following

  1. Name, address and phone number for current and previous landlord

Purchasing Home

If purchasing please include the following

  1. Offer to Purchase with all Counters and Amendments

Refinancing

If refinancing, please include the following

  1. Current property tax bill or recent appraisal
  2. Current Homeowners Insurance including the agent name, phone number, and premium amount
  3. Current monthly statement for mortgage account
  4. If applicable, copy of existing home equity loan or note agreements

New Construction

If new construction, please include the following

  1. Copy of Plans, Specs & Building Contract
  2. Information on Purchase of Land
2015-07-15T09:56:11+00:00

2 Comments

  1. Maddie July 16, 2015 at 5:37 pm - Reply

    Thank god for this post! I have been thinking a lot about loans lately and while I am not currently in need of one, I think it is always important to be informed when it comes to things like loans that will more than likely come up. I feel much better about my understand of loans now and what I need to have prepared before applying for one. Thanks again!

  2. Sandra January 18, 2016 at 1:59 am - Reply

    Hi my name is Sandra and I just wanted to drop you a quick note here instead of calling you. I discovered your Loan Application Checklist – Laura Scroggins page. Thanks!

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